'High Credit Score Secrets' Book Cover

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This customer received 177 book cover designs from 31 designers. They chose this book cover design from Gabriel T. Marques as the winning design.
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I need a professional book cover design for my new upcoming book that shows people how to get a high credit score.
Here are my two websites:
https://www.financial-dictionary.info
https://financial-dictionary.com/
I am looking for a clean, professional design that pops (emotional touch) and separates from the other books that are on the market. Cover aspect ratio 1:4 for Kindle version and 1:5 for the paperback version. Yellow or blue are good colors - but not must. See the basic examples that I provided. File delivery format PDF.
Book Title: High Credit Score Secrets
Byline: The Smart Raise And Repair Guide to Excellent Credit
Currently on Amazon pre-order:
https://www.amazon.com/High-Credit-Score-Secrets-Excellent-ebook/dp/B07YKZZXB4
I am the author of 36 published books on Amazon. My author profile is here:
amazon.com/author/thomasherold
Targeted audience: People that want to improve or repair their bad credit score.
Updates
Need a couple of days before selecting a winner
Target Market(s)
People/consumers in the US that want to improve or repair their credit score.
Industry/Entity Type
Consumer
Font styles to use
Colors
Designer to choose colors to be used in the design.
Look and feel
Each slider illustrates characteristics of the customer's brand and the style your logo design should communicate.
Elegant
Bold
Playful
Serious
Traditional
Modern
Personable
Professional
Feminine
Masculine
Colorful
Conservative
Economical
Upmarket
Requirements
Must have
- Author name, Title, byline, and graphic element(s).
Nice to have
- - 2020 edition logo / batch